South-West Oxford property tax rate 2025
Township in Oxford · population 7,583 · 3,148 households
In 2025, South-West Oxford collected $9,830,382 in residential property taxes on $779,470,900 of taxable residential assessment. That works out to an effective rate of 1.261%, 0.096 points below the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, South-West Oxford ranks 124th lowest and 3rd of 8 within Oxford. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (South-West Oxford) | 0.585% | 46% of the bill |
|---|---|---|
| Oxford | 0.523% | 41% |
| Education (Province of Ontario) | 0.153% | 12% |
| Total residential rate | 1.261% | 100% |
Municipal Regional / county Education
Estimate your South-West Oxford property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $2,925 | $2,615 | $765 | $6,306 |
| $750,000 | $4,388 | $3,923 | $1,147 | $9,459 |
| $1,000,000 | $5,851 | $5,231 | $1,530 | $12,612 |
Assessed value is the MPAC value on your assessment notice, not market value. Ontario has kept assessments at January 1, 2016 values since 2017, so a home bought recently is usually assessed well below its purchase price. Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
South-West Oxford's residential rate rose from 1.108% in 2016 to 1.261% in 2025. Total residential taxes collected grew 37% over the same period, which reflects both rate changes and growth in the assessment base.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.108% | 0.503% | 0.417% | 0.188% | $7,201,248 |
| 2017 | 1.006% | 0.465% | 0.379% | 0.163% | $7,364,871 |
| 2018 | 1.008% | 0.469% | 0.379% | 0.160% | $7,336,287 |
| 2019 | 1.020% | 0.470% | 0.393% | 0.156% | $7,629,240 |
| 2020 | 1.039% | 0.480% | 0.407% | 0.153% | $7,912,918 |
| 2021 | 1.041% | 0.484% | 0.404% | 0.153% | $7,949,953 |
| 2022 | 1.062% | 0.496% | 0.412% | 0.153% | $8,091,007 |
| 2023 | 1.111% | 0.532% | 0.426% | 0.153% | $8,689,429 |
| 2024 | 1.201% | 0.558% | 0.490% | 0.153% | $9,239,335 |
| 2025 | 1.261% | 0.585% | 0.523% | 0.153% | $9,830,382 |
Instalments and due dates (2025)
South-West Oxford reported 4 residential instalments in 2025, with due dates including February 28, 2025, May 30, 2025, August 29, 2025, October 31, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.261% | $779,470,900 | $9,830,382 |
| Multi-residential | 2.369% | $424,400 | $10,055 |
| Farmland | 0.279% | $1,264,405,100 | $3,533,962 |
| Managed forests | 0.315% | $2,034,800 | $6,415 |
| Commercial | 2.980% | $38,572,147 | $1,149,504 |
| Parking lot | 2.988% | $41,000 | $1,225 |
| Industrial | 3.761% | $13,047,353 | $490,765 |
| Large industrial | 3.787% | $7,865,900 | $297,919 |
| Pipelines | 2.276% | $9,125,000 | $207,640 |
| Other classes | 2.883% | $5,965,600 | $171,959 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Oxford (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| South-West Oxford | 1.201% | $9,011 | 124 |
| Blandford - Blenheim | 1.149% | $8,615 | 100 |
| East Zorra - Tavistock | 1.194% | $8,954 | 122 |
| Ingersoll | 1.592% | $11,938 | 278 |
| Norwich | 1.285% | $9,641 | 151 |
| Tillsonburg | 1.467% | $11,002 | 244 |
| Woodstock | 1.721% | $12,904 | 312 |
| Zorra | 1.234% | $9,255 | 133 |
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. South-West Oxford's latest return was updated 2026-07-20. See the methodology.