Otonabee-South Monaghan property tax rate 2025
Township in Peterborough · population 7,640 · 3,504 households
In 2025, Otonabee-South Monaghan collected $12,877,556 in residential property taxes on $1,023,889,883 of taxable residential assessment. That works out to an effective rate of 1.258%, 0.099 points below the Ontario median of 1.357% for 2024. Among the 391 lower- and single-tier municipalities that filed for 2024, Otonabee-South Monaghan ranks 117th lowest and 5th of 7 within Peterborough. The 2025 figure is from a return filed ahead of most municipalities, so the provincial ranking still uses 2024.
Where the tax goes
| Municipal (Otonabee-South Monaghan) | 0.664% | 53% of the bill |
|---|---|---|
| Peterborough | 0.441% | 35% |
| Education (Province of Ontario) | 0.153% | 12% |
| Total residential rate | 1.258% | 100% |
Municipal Regional / county Education
Estimate your Otonabee-South Monaghan property tax
| Assessed value | Municipal | Region / county | Education | Total |
|---|---|---|---|---|
| $500,000 | $3,318 | $2,206 | $765 | $6,289 |
| $750,000 | $4,977 | $3,308 | $1,148 | $9,433 |
| $1,000,000 | $6,636 | $4,411 | $1,530 | $12,577 |
Assessed value is the MPAC value on your assessment notice, not market value. Ontario has kept assessments at January 1, 2016 values since 2017, so a home bought recently is usually assessed well below its purchase price. Estimates exclude local improvement charges, business improvement area levies and any rebates.
Rate trend 2016–2025
Otonabee-South Monaghan's residential rate rose from 1.087% in 2016 to 1.258% in 2025. Total residential taxes collected grew 64% over the same period, which reflects both rate changes and growth in the assessment base.
Year-by-year table
| Year | Residential rate | Municipal | Region / county | Education | Residential taxes levied |
|---|---|---|---|---|---|
| 2016 | 1.087% | 0.548% | 0.351% | 0.188% | $7,863,362 |
| 2017 | 0.949% | 0.478% | 0.313% | 0.158% | $8,221,448 |
| 2018 | 0.985% | 0.499% | 0.329% | 0.157% | $8,631,543 |
| 2019 | 1.019% | 0.535% | 0.329% | 0.155% | $9,100,138 |
| 2020 | 1.068% | 0.565% | 0.350% | 0.153% | $9,720,896 |
| 2021 | 1.090% | 0.579% | 0.357% | 0.153% | $10,010,560 |
| 2022 | 1.115% | 0.595% | 0.367% | 0.153% | $10,588,983 |
| 2023 | 1.151% | 0.612% | 0.385% | 0.153% | $11,211,623 |
| 2024 | 1.188% | 0.630% | 0.405% | 0.153% | $11,839,777 |
| 2025 | 1.258% | 0.664% | 0.441% | 0.153% | $12,877,556 |
Instalments and due dates (2025)
Otonabee-South Monaghan reported 4 residential instalments in 2025, with due dates including February 28, 2025, April 25, 2025, July 25, 2025, September 26, 2025. Dates shift each year; check the municipal website for the current schedule.
All property classes, 2025
| Property class | Effective rate | Taxable assessment | Taxes levied |
|---|---|---|---|
| Residential | 1.258% | $1,023,889,883 | $12,877,556 |
| Multi-residential | 1.258% | $3,057,000 | $38,449 |
| Farmland | 0.314% | $250,682,251 | $788,212 |
| Managed forests | 0.314% | $2,210,600 | $6,951 |
| Commercial | 2.056% | $54,717,366 | $1,124,757 |
| Industrial | 2.538% | $15,101,700 | $383,207 |
| Pipelines | 1.917% | $2,889,000 | $55,379 |
| Other classes | 1.898% | $1,508,900 | $28,641 |
Commercial and industrial rates include the provincial business education tax. Rates for small classes can swing year to year because a few properties dominate them.
Compare within Peterborough (2024)
| Municipality | Residential rate | Tax on $750,000 | Ontario rank |
|---|---|---|---|
| Otonabee-South Monaghan | 1.188% | $8,910 | 117 |
| Asphodel-Norwood | 1.314% | $9,851 | 171 |
| Cavan Monaghan | 1.336% | $10,022 | 180 |
| Douro-Dummer | 0.989% | $7,416 | 51 |
| Havelock-Belmont-Methuen | 1.092% | $8,191 | 78 |
| Selwyn | 0.898% | $6,735 | 34 |
| Trent Lakes | 0.963% | $7,221 | 44 |
About these numbers
- What is an effective tax rate?
- Total property taxes billed to a class divided by that class's taxable assessment. It is the average rate actually paid, so it can differ slightly from the rate printed in the municipal by-law when a municipality applies different rates to subclasses, phase-ins or special area levies.
- Why is my bill different?
- Your bill depends on your own assessed value, any special area charges, capping or phase-in adjustments and local improvement charges. Use the rate here to compare municipalities, and your assessment notice to estimate your own bill.
- Where does the data come from?
- Every Ontario municipality files an audited Financial Information Return with the Ministry of Municipal Affairs and Housing. These pages use Schedule 26A, "Taxation and Payments-in-Lieu Summary", for 2016 through 2025. Otonabee-South Monaghan's latest return was updated 2026-10-15. See the methodology.